CLINT'S EXPERIENCE - Clint Long Appraisals Nashville Tennessee

Clint Long's Real Estate Experience

Mortgage Experience Appraising Real Estate Sales Teaching Real Estate Finance

Family growth can redirect a career that in the long term can develop a stronger, multifaceted career background. As a result of these stages of family changes, I have the experience and license of a real estate broker, the background of a mortgage lender, and am a Certified Real Estate Appraiser. This cross training has helped me to develop a a comprehensive understanding of real estate patterns and appraisal procedures.

As a student at the University of Tennessee (1967-1972), I took the test for my real estate license the summer before I took my first real estate course. After receiving my license (1970), I sold real estate for a short period of time while I was studying real estate as my major at U.T.

Two years of Mortgage Financing. When I graduated from U.T., I moved to Memphis, TN with the plans to sell real estate and with the naivety that someone would pay me (in a new city with no previous contacts) to work in this field. The reality was that this is a commission field and my best alternative was to work in a complimentary job that would further enhance my real estate background. During this two year period, I became a loan originator for Bailey Mortgage in the Memphis area. As a method of business development, I volunteered to give seminars (sales talks, etc) to real estate companies on financing, closing costs, appraisals, qualifying a buyer, or any other real estate topic they requested. This often took staying up all night for several nights to learn more about a particular aspect of real estate and to organize the subject for a group presentation.

Chad Long, Now Age 30

Four years of Selling real estate. After two years in the mortgage business I sold real estate for the next four years for both a builder and a real estate company. There was a major recession during this period of time and my knowledge of tight financing, housing patterns, and marketing real estate was enhanced.

Lessons learned. During this time, real estate began to take on a broader meaning. I learned that a remarried couple that had a two boys (ages 3 and 12), and two girls (ages 4 and 14) needed a split foyer house with more square footage for the money, and more separation of space than the smaller ranch house that may have provided better resale later.

In another case, a marine corp major (and father) on a relatively short term assignment, chose a house and a couple of acres at a greater distance from his work knowing that the property had weaker resale potential than other alternatives. He made this choice because the 11 and 12 year old sons coming to live with him had not been in the same house with him since they were 3 and 4 years old due to divorce. Empathy and understanding began to develop as I learned how and why individuals and families made their housing decisions.

Eleven More Years Of Real Estate Sales (Below)

Taught Real Estate Finance 10 Years

Mortgage Financing

In 1978, after 6 years in Memphis, it was time to move to the Nashville area. As a native East Tennessean, I was ready to get back to an area that had many hills and was closer to the mountains. Managing a mortgage company provided a steady income for the next 1.5 years and gave me a chance to learn the housing patterns of the Nashville area. This was just before the great recession in the fall of 1979 when lenders in the Nashville market were leaving town in droves. Interest rates were skyrocketing and wouldn't stop until they hit the 20-21% range, the perfect timing for me to get back into selling real estate.

This is when I started teaching real estate finance classes.. at Nashville Tech, TSU downtown, Columbia State at a Franklin, Tennessee site, etc. Teaching real estate finance spanned a 10 year period when I was able to invite and listen to some of the most experienced financing experts (guest speakers) in the Middle Tennessee area.

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Eleven More Years Of Real Estate Sales. Starting in the fall of 1979 I then sold real estate for the next 11 years. This gave me a broader spectrum of real estate experience and also stimulated my creative side when I learned to develop (without all of today's new technology) newsletters, flyers, brochures, and other real estate advertising. My real estate advertising files and notebooks are packed with advertising examples that now spread over a 30 year period.

Coaching Soccer And Starting To Appraise

Real Estate In 1991

. Coming out of another recession and starting to coach soccer, my work schedule on weekends was limited. At one period of time, all three kids were playing travel team soccer (often a 10 month a year process) plus I was coaching soccer (a 10 year era) which included four years of travel team coaching. Appraising real estate provided the opportunity to free my weekends for children's activities (and develop complementary real estate skills) even though it often meant starting work at 5 a.m. on weekday mornings. One benefit of these endeavors is that My daughter, Lisa age 22, is on soccer scholarship at Cumberland University in Lebanon, TN and has one year left in nursing school.

Chad, Cody, Lisa

Appraisal skills that benefit home buyers and sellers. Appraisal experience can help determine the market value for a house, speed up the appraisal process by knowing how to assist the appraiser, and knowing how to evaluate the appraisal if there are any problems. Another very important benefit of appraising homes (especially FHA) is the extensive experience in recognizing, evaluating, and quantifying housing conditions or needed repairs.

As a Certified General Real Estate Appraiser, I have appraised both residential and commercial appraisals and developed specialized skills that can apply to residential real estate.

The value of land is often determined by it's highest and best use, the road frontage, by its zoning, septic system requirements, and it's location and proximity to other real estate patterns. Some of the experience that I have developed in appraising real estate includes planning commission research, tax assessor research, studying aerial photography, geology and soil analysis, etc.

Residential appraisals often concentrates more on the specific neighborhood while commercial appraising demands a more in depth study of the community in general (zoning, census information, infrastructure study, political structure, land use plans).

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